Most retirement plans fail because the strategy never gets updated when the goal changes from growing wealth to protecting it. Six quick questions to pinpoint your phase — and what your strategy should look like next.
Age is the simplest signal — but it isn't the only one. We'll combine your answers to figure out where you actually are.
If you're already retired, choose the last option.
A rough estimate is fine. We're looking at the overall risk shape of your portfolio.
Not "would the math eventually recover" — would your plan, with its actual income needs, still function?
A document showing where every monthly dollar of retirement income will come from — not just a list of accounts.